Find a solution that best suits your needs

There are a number of financial products on the market and it is important to find a solution that best suits your needs and serviceability.

We pride ourselves on our ability to get your loan settled! We have extensive experience in all things lending, including:

Standard variable & fixed rate loans

The variable rate loan offers more features and flexibility than a fixed rate, but you will also ride the interest rates up and down with the market.

From there, your variable rate could come in any number of product solutions – a great interest rate for a basic or “no frills” loan, or depending on your circumstances, a professional package with an offset account and credit card may suit your circumstances better.

Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. One of the advantages of a fixed rate include allowing you to organise your finances and budget for repayments, without the risk of rising interest rates. This benefit is offset by the disadvantage of not benefiting from a drop in rates should the interest rates fall. A fixed rate can also limit the amount of additional repayments you’re able to make and if you choose to sell or refinance the property before the end of the fixed term, you may incur hefty break costs.

You can also look at splitting the loan with part of your loan fixed and part variable! This may help you to lock in a great rate for part of your loan for budgeting purposes, whilst allowing you the flexibility to make additional repayments and/or enjoy an offset account on the variable part of your loan, where you can potentially also access funds when you need.

As you can see, there are so many loan options and this is why it’s always important to have a chat with me to tailor a solution that best fits your financial circumstances. Why go direct to one bank, when we can come to you at a time and place that suits? We’ll even bring a whole range of lenders with us (via our software of course)!

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.

Honeymoon Loans

A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the honeymoon period, the loan becomes a standard variable rate loan and the repayments usually increase. If you are planning to take advantage of a honeymoon rate, you will need to make sure that you can meet the higher repayments for the remainder of the loan once the honeymoon period is over. You could also be faced with a fee at the end of the honeymoon period to switch to another loan option.

Investment Loans

Investment loans are structured in a specific way that allows you to make the most of your assets. An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now, because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.

First Home Buyers

A home buyer can obtain financing (a loan) from a financial institution to purchase a property by using a mortgage broker. First home buyers may enjoy a grant from the government to assist with their first home purchase and we can also help to ensure you receive any entitlements.

The features of your loan – such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics, can vary considerably. When you’re a first home buyer, it’s always best to speak with a mortgage broking professional to determine the loan that is right for you and help you to understand everything you should know about the home buying process.

Commercial Loans

Commercial loans may be used for a wide variety of purposes, from purchasing commercial property to providing funds for business use.

Smaller businesses frequently require financing to operate, expand and grow and do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. We can assist with a variety of commercial funding options, including renewable loans that can be used to finance a company’s immediate working capital needs, as well as asset finance or leasing options for plant and equipment, and much more. These financing options can be large or small scale. Simply talk to us about your needs and goals and we’ll help you to explore your options.


Your financial well-being and that of your family is important to us. So we also specialise in helping you secure your loan and financial security by offering risk and life insurance. Through our partnership arrangements with reputable insurance providers, we are able to offer you a range of different insurance options. This service offers free consultation so even if you are happy with your current insurer for your home, business or any other insurance requirement, we’ll be happy to provide you with a competitive quote to see if we could help you save money.